Home Upgrade Coverage

Eligible homeowners can receive approval for repair and improvement work valued at up to $50,000, depending on their qualified claim amount.

RenovationUp coverage is only activated when your homeowners insurance claim is approved. If your claim is denied, RenovationUp coverage would not be activated for that claim.

Yes. Because work is coordinated under a single approved project, many homeowners choose to combine repairs with strategic improvements while the home is under construction.

RenovationUp works with authorized service contractors who are vetted and qualified to perform the approved work. We coordinate with your carrier and contractors to ensure quality workmanship.

If you move before your upgrade is complete, please contact RenovationUp to discuss your specific situation. Coverage is tied to the property and your active membership.

No. RenovationUp is not an insurer and does not replace any insurance. It is a separate home service contract designed to help you take your approved repair situation further with more innovative improvements.

You must have an active annual plan with all fees paid, an active homeowners insurance policy in good standing, and a qualifying loss that has been approved by your insurer. You also need to use RenovationUp's claim preparation service.

Single-family homes, condos, townhomes, new construction and mobile homes under 5,000 sq ft. Larger homes may qualify with the correct plan.

RenovationUp arranges and pays for approved repair and improvement work performed by an authorized contractor, up to your eligible amount. This gives you one coordinated project instead of juggling multiple vendors.

A wide range of home systems and structural components can be included. This may include HVAC, electrical systems, plumbing, roofing, flooring, cabinetry, decks, landscaping, irrigation, utility lines and more.

Eligible homeowners can receive approval for repair and improvement work valued at up to $50,000, depending on their qualified claim amount.

No. RenovationUp covers the approved work up to your eligible amount, so your project can move forward without unexpected costs. If you choose premium upgrades beyond what's included, adding the difference is optional and entirely in your control.

We review your eligibility, confirm documentation and assign an Authorized Service Contractor who will handle the approved work. You receive a managed, guided process from start to finish.

You can email Claims@renovationup.com anytime. We will provide a claim number and respond during regular business hours.

Yes. Once you are eligible, RenovationUp lets you begin approved repair and improvement work quickly, rather than waiting through long funding delays.

Yes. Your plan renews annually unless you cancel. This ensures uninterrupted eligibility.

Yes. Because work is coordinated under a single approved project, many homeowners choose to combine repairs with strategic improvements while the home is under construction.

If your state is not supported, you will see a message indicating that service is not yet available. You can leave your details and we will notify you when we expand.

Instead of waiting months for basic repairs, RenovationUp helps you start sooner and upgrade your home to something better than before. Everything is handled for you through one managed process.